How do I Dispute Unauthorized Charges on my account?

What should I do if there are unauthorized charges on my banking or credit account?


You should contact your bank or credit card company right away.  It is important to notify the bank promptly upon discovering unauthorized charges in order to limit your liability.

You may contact the bank by phone but it is best to notify the bank in writing about unauthorized charges. The bank should have provided you with information on how to notify it when you believe there is unauthorized use of your credit card. 

The address to write to may be different from where you send your payment.
After receiving your notice, the bank must conduct a reasonable investigation of the claim if it may hold you responsible for any part of the unauthorized use.  Actions that a bank may take in reviewing a claim include:
  • looking at the transaction in light of other purchases,
  • reviewing if the goods were delivered to the residence or place of business,
  • comparing signatures,
  • requesting a police report,
  • requesting documentation to assist in validating the claim,
  • requesting a signed written statement from the cardholder or authorized user, and
  • requesting information about the cardholder's knowledge of the person who allegedly used the card or of that person's authority to do so.
The bank must notify you of the results of its investigation.

UOPX-INTERNET 06023877000 AZ

Charge Statement Code: UOPX-INTERNET 06023877000 AZ

The University of Phoenix, Inc.
Address:
3157 East Elwood Street
Phoenix, AZ 85034
Phone Number: 1-866-766-0766
Customer Service:

UOPX-INTERNET 06023877000 AZ is The University of Phoenix’s charge code that the company uses when charging your checking, credit, or debit card for purchases.


More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

IAC*VIMEO PLUS - 646-470-8422, NY

Charge Statement Code: IAC*VIMEO PLUS - 646-470-8422, NY

Vimeo.com
Address:
One North Lexington 9th Floor
White Plains, NY 10601
Phone Number: 1-914-591-2000
Customer Service: 1-646-470-8422

IAC*VIMEO PLUS - 646-470-8422, NY is Vimeo’s charge code that the company uses when charging your checking, credit, or debit card for purchases.


More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

AED SUPERSTORE

Charge Statement Code: AED SUPERSTORE

AED Superstore
Address:
1800 US Hwy 51 N
Woodruff, WI 54568
Phone Number: 1-715-358-2329
Customer Service: 1-800-544-0048

AED SUPERSTORE is AED Superstore’s charge code that the company uses when charging your checking, credit, or debit card for purchases.


More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

EREPLACEMENTPARTS.COM

Charge Statement Code: EREPLACEMENTPARTS.COM

eReplacementParts.com
Address:
7036 South High Tech Dr.
Midvale, UT 84047
Phone Number: 1-801-561-4455
Customer Service: 1-866-802-6383

EREPLACEMENTPARTS.COM is eReplacementParts.com’s charge code that the company uses when charging your checking, credit, or debit card for purchases.


More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

STARBUCKS CARD RELOAD 800-782-7282 WA

Charge Statement Code: STARBUCKS CARD RELOAD 800-782-7282 WA

Starbucks Card
Address:
PO Box 6363
Dover, DE 19905-6363
Phone Number: 1-800-782-7282

STARBUCKS CARD RELOAD 800-782-7282 WA is Starbucks Card’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

CHR CBD.COM LLC 800-247-4787 MA

CHR CBD.COM LLC 800-247-4787 MA is ’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

Charge Statement Code: CHR CBD.COM LLC 800-247-4787 MA

Christian Book Distributors CBD
ChristianBook.com
140 Summit St.
Peabody, MA 01960
Phone Number: 1-978-977-5000
Customer Service: 1-800-247-4784
Email: [email protected]

More Charge Codes:

CHR CBD.COM LLC
CHR*CBD.COM LLC 800-2474784 MA
CHR*CHRISTIANBOOK.COM 978-977-5060
CHR*CHRISTIANBOOKGROUP 978-532-5300

MICRO CENTER # Retail

Charge Statement Code: MICRO CENTER # Retail

Micro Center
4119 Leap Road
Hilliard, Ohio 43026
Phone Number: 1-614-850-3675
Customer Service: 1-614-850-3675

MICRO CENTER # Retail is Micro Center’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD



MCAFEE 866-622-3911

Charge Statement Code: MCAFEE 866-622-3911

McAfee, Inc.
2821 Mission College Boulevard
Santa Clara, CA 95054
Phone Number: 1-408-988-3832
Customer Service: 1-866-622-3911

MCAFEE 866-622-3911 is McAfee’s charge code that the company uses when charging your checking, credit, or debit card for purchases.


More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

BAC Privacy Assist 800-5169561 DE

Charge Statement Code: BAC Privacy Assist 800-5169561 DE

Bank of America Privacy Assist 
P.O. Box 220510
Chantilly, VA 20153-0510
Phone Number: 1-800-516-9561

BAC Privacy Assist 800-5169561 DE is Bank of America Privacy Assit’s charge code that the company uses when charging your checking, credit, or debit card for purchases. More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

SFI*PHOTOSBYSHU

Charge Statement Code: SFI*PHOTOSBYSHU

SFI*PHOTOSBYSHU is ShutterFly.com’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

ShutterFly Inc.
2800 Bridge Parkway
Redwood City, CA 94065
Phone Number:
Customer Service:1-888-225-7159

More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

KING OF FANS /GP 017FORT LAUDERDA FL

KING OF FANS /GP 017FORT LAUDERDA FL is King of Fan’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

King of Fans supplies fans and fan parts for many brands of fans. Including Hampton Bay.

Charge Statement Code:
KING OF FANS INC
Address:
951 Nw 22nd St
Fort Lauderdale, Florida 33311 USA
Phone Number: 1-954-484-7500
Customer Service: 1-800-330-3267

More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD

MyFloridaCounty.com 8773268689 Charge

MyFloridaCounty.com 8773268689 Charge

MyFloridaCounty.com 8773268689 is MyFloridaCounty.com’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

MyFloridaCounty.com website is an easy-to-use, cost-efficient way of handling transactions that would normally be handled either through the Clerks walk-in counter or mailroom.

Charge Statement Code: MyFloridaCounty.com 8773268689

Website
https://www.myfloridacounty.com/contactus/

MyFloridaCounty.com
Address: PO Box 16428
Tallahassee, FL 32317
Phone Number: 1-877-326-8689
Customer Service: 1-877-326-8689

More Charge Codes:

CHKCARD
CHECKCARD
POS Debit
POS PUR
POS PURCH
POS PURCHASE
POS REFUND
PRE-AUTH
PENDING
Visa Check Card
Misc. Debit
CHKCARD



ESURANCE CAR INSURAN

Charge Statement Code: ESURANCE CAR INSURAN

ESURANCE CAR INSURAN is esurance’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

Esurance Insurance Services, Inc.
650 Davis Street
San Francisco, CA 94111
Phone Number: 1-415-401-1200
Customer Service: 1-800-378-7262

More Charge Codes:

CHKCARD ESURANCE CAR INSURAN
CHECKCARD ESURANCE CAR INSURAN
POS Debit ESURANCE CAR INSURAN
POS PUR ESURANCE CAR INSURAN
POS PURCH ESURANCE CAR INSURAN
POS PURCHASE ESURANCE CAR INSURAN
POS REFUND ESURANCE CAR INSURAN
PRE-AUTH ESURANCE CAR INSURAN
PENDING ESURANCE CAR INSURAN
Visa Check Card ESURANCE CAR INSURAN
Misc. Debit ESURANCE CAR INSURAN
CHKCARD ESURANCE CAR INSURAN

TMAX GEAR 7604388220 CA Charge

TMAX GEAR 7604388220 CA is tmax Gear, LLC’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

Charge Statement Code: TMAX GEAR 7604388220 CA
tmax Gear, LLC
Formerly: Gathering Storm, LLC
3182 Lionshead Avenue
Carlsbad, CA 92010 USA
Phone Number: 1-760-602-6304
Customer Service:

More Charge Codes:

CHKCARD TMAX GEAR
CHECKCARD TMAX GEAR
POS Debit TMAX GEAR
POS PUR TMAX GEAR
POS PURCH TMAX GEAR
POS PURCHASE TMAX GEAR
POS REFUND TMAX GEAR
PRE-AUTH TMAX GEAR
PENDING TMAX GEAR
Visa Check Card TMAX GEAR
Misc. Debit TMAX GEAR
CHKCARD TMAX GEAR

COLLEGIATE-ONLINE-217-351-9500-IL-05-02 Charge

COLLEGIATE-ONLINE-217-351-9500-IL-05-02 is a charge code that Collegiate Apparel uses when charging your checking, credit, or debit card for purchases.

Charge Statement Code:
Collegiate Apparel
1000 N Market St, 
Champaign, IL 61820
Website: https://www.murphyrobes.com
Phone Number: 1-217-351-9500
Customer Service: 1-800-876-8774

More Charge Codes:

COLLEGIATE-ONLINE-217-351-9500 CHKCARD
COLLEGIATE-ONLINE-217-351-9500 CHECKCARD
COLLEGIATE-ONLINE-217-351-9500 POS Debit
COLLEGIATE-ONLINE-217-351-9500 POS PUR
COLLEGIATE-ONLINE-217-351-9500 POS PURCH
COLLEGIATE-ONLINE-217-351-9500 POS PURCHASE
COLLEGIATE-ONLINE-217-351-9500 POS REFUND
COLLEGIATE-ONLINE-217-351-9500 PRE-AUTH
COLLEGIATE-ONLINE-217-351-9500 PENDING
COLLEGIATE-ONLINE-217-351-9500 Visa Check Card
COLLEGIATE-ONLINE-217-351-9500 Misc. Debit
COLLEGIATE-ONLINE-217-351-9500 CHKCARD

PCC-9650-MCALLEN-TX Charge

PCC-9650-MCALLEN-TX is a charge code that the company uses when charging your checking, credit, or debit card for purchases. This charge is currently unknown. Please comment if you have information on this company that uses this charge code.

Charge Statement Code: PCC-9650-MCALLEN-TX

Phone Number:
Customer Service:

More Charge Codes:

CHKCARD PCC-9650-MCALLEN-TX
CHECKCARD PCC-9650-MCALLEN-TX
POS Debit PCC-9650-MCALLEN-TX
POS PUR PCC-9650-MCALLEN-TX
POS PURCH PCC-9650-MCALLEN-TX
POS PURCHASE PCC-9650-MCALLEN-TX
POS REFUND PCC-9650-MCALLEN-TX
PRE-AUTH PCC-9650-MCALLEN-TX
PENDING PCC-9650-MCALLEN-TX
Visa Check Card PCC-9650-MCALLEN-TX
Misc. Debit PCC-9650-MCALLEN-TX
CHKCARD PCC-9650-MCALLEN-TX

WINKFLASH Charge

WINKFLASH is Winkflash.com’s charge code that the company uses when charging your checking, credit, or debit card for purchases.

Charge Statement Code: WINKFLASH
Winkflash.com
Phone Number:
Customer Service: 1-800-443-4436
Email: [email protected]

More Charge Codes:

CHKCARDWINKFLASH
CHECKCARDWINKFLASH
POS DebitWINKFLASH
POS PURWINKFLASH
POS PURCH WINKFLASH
POS PURCHASE WINKFLASH
POS REFUND WINKFLASH
PRE-AUTH WINKFLASH
PENDING WINKFLASH
Visa Check Card WINKFLASH
Misc. DebitWINKFLASH
CHKCARD WINKFLASH